we're in the money

Have been sort of following the BrisConnections fiasco while only understanding about a tenth of it.

And hence this quote in an article in today's SMH kind of set me off somewhat:

Among the more positive reactions were: "Congrats must go to Nicholas Bolton", "you played the game and won!" and "Mr Bolton has done with BrisConnections what the mum & dad investors were all too dumb or gutless to do - cashed in on capitalism".

Well yes, I suppose. Provided you rather people saved their money in those old Commonwealth Bank money boxes, or interest-bearing savings accounts, or debentures, or spent it at Harvey Norman, the best way to encourage ordinary people to invest in companies that will build the country is to label them dumb and gutless.

I'll go out on a limb here are posit that the twitterer is a self-indulgent gen Y who's never really had to work for anything, possibly an equities analyst where the chief decision is what wine to order for lunch, because no risk whatsoever attached to any 'analysis' or 'recommendation' he produced. I could just spit.

Then you get "Stephen Mayne's analysis of the situation and if you're anything like me (all obvious responses to that will be ignored), you try to understand the articles and you watch the principal players (oh yes that's such an appropriate word in this context) obfuscating and management-speaking on TV and you come to two simple conclusions:
1) Government fear of taking on debt has simply given us outrageously complex financing arrangements that mainly finance lawyers and merchant bankers, ie BMW owners; and
2) they all appear to be crooks.

Now, is there anyone else I can insult?

Update, the next day.

Looks like my interpretation is shared.